Companies To Come Back More Quickly On Loan

A credit mediator is in the future if necessary between economics and banks give out concern to a sluggish lending to the economy, the Federal Government has named a credit mediator. The Chief of the Investitions – und Strukturbank Rheinland-Pfalz (ISB), Hans-Joachim Metternich takes over the task. According to Wolfgang Brune, Managing Director of cumverbis GmbH, business mediator and longtime corporate customer Executive Board of a big savings bank, the way chosen by the Federal Government is a way in specific cases pragmatically between finance and economy in hard times to mediate. In France, the site of a credit mediator was established already in November 2008. The local credit mediator, Gerard Rameix, has according to own more than 13,000 operations in the first year of study. In this mediation, it should have gone to funding of more than 8,500 companies. This have been in accordance with specification causes EUR 1.8 billion in additional loans and thus secured more than 166,000 jobs. On March 1, 2010, he will Credit mediator based in Frankfurt his work record.

To make the credit mediation in Germany the success model, several aspects of vital importance are currently according to Wolf gang Brune. Mediation is extra-judicial dispute settlement. As all partisan, neutral third party, the mediator for the viewpoints of all parties has to muster the same understanding. So to be on pages of all clients. On the one hand, the mediator is confronted with the prudential arguments of the banking industry. Here, bad balance and uncertainty about future prospects justify credit rejection, even if Government on the positive going-concern Outlook perspective temporarily changed. On the other hand, the borrower with job losses and economic overall damage is argued pages. A mediator does not decide this conflict situation so Wolfgang Brune by cumverbis GmbH.

The mediator’s interpretation and not the lobbyist of a party to the dispute. He brings the entrepreneur and the representative of the credit institution in a new round of negotiations and accompanied a process of unification, culminating in the ideal case flows but the much needed credit in the company if possible. Since a mediation process is a voluntary process, none of the parties can be forced but to the mediation. So, an unconditional readiness for mediation should be counseled about the leading associations of in the economic interest of the banking sector. However, there is the danger of abusing this procedure of mediation. Companies who were ailing even before the financial crisis, could here the chance to fresh capital suspect. Centrally from Frankfurt, this task might be difficult to accomplish. The use of decentralised mediators at the regional level is the better approach here. In addition to the fact that the mediation process in Germany is not yet regulated by law, the difficulty is that mediator is no vocational training. So-defined training and quality standards for these mediators are needed. If possible, you should also have an economic background have to appropriately to meet its mission. There is lots to do so until the first successful mediations can be announced in March. More details about the mediation process generally: Peter Munnich

Eastern Europe

With a good market penetration, Poland placed before other Eastern European countries, such as, for example, Slovenia. “” Especially popular product categories proved to clothing and sporting goods 2010″and household appliances ‘and books’; Empik.com, Allegro.pl, Neo24.pl and Electro.pl are among the leading competitors. The Eastern Europe B2C E-Commerce report 2011 “by yStats.com makes also clear that the use of the mobile Internet with 3% of the population was in 2010, still well below the EU average. Growth despite obstacles in the Hungarian B2C E-Commerce growth in the area of the Hungarian B2C E-commerce is hindered by a low Internet penetration and a few online payment methods. The number of Internet users reached 2010 but already more than 6 million, representing 60% of the population. Overall, 20% of Hungary on the Internet but not once shopped.

The Eastern Europe B2C E-Commerce Report 2011 “from yStats.com shows that increased revenues in the B2C E-Commerce, from 2009 to 2010 but very strong and is expected to continue to grow in 2011. “” The most popular categories were 2010 books/magazines/E-learning material”as well as clothing, sporting goods”and event tickets”; leading competitors are Bookline.hu, Edigital.hu and Libri.hu. More than 6 million, of which 25% of the population shopped online achieved strong growth in Internet trading in the Czech Republic the number of adult Internet users in the Czech Republic in 2010. In the B2C E-commerce online sales increased by double-digit rates from 2009 to 2010, but achieved a share of well under 5% of the retail sales. “The most popular categories of 2010 were, according to the Eastern Europe B2C E-Commerce report 2011” by yStats.com consumer electronics “and household appliances”; the most successful competitors include inter alia Alza.cz, Kasa.cz and Mall.cz. Leader in mobile Internet use about 70% of the population took advantage of that Slovakia 2010 Internet.

“‘ Leading product categories in 2010 were clothes/sport articles”and household goods”; leading competitors are Mall.sk, Alza.sk and Hej.sk. In addition, almost 10% of Slovaks attacked mobile on the Internet more than the EU average. Press contact: yStats.com GmbH & co. KG Behringstrasse 28a, D-22765 Hamburg phone: + 49 (0) 40-39 90 68 50 fax: + 49 (0) 40-39 90 68 51 E-Mail: Internet: Twitter: ystats Facebook: ystats about yStats.com since 2005 researched yStats.com current, objective and requirement-oriented market and competitive intelligence for executives from different industries. The Hamburg-based company with an international orientation focuses on the secondary market research. yStats.com offers both market – and competition reports as well as customized research services.